Santong, Hogs Back, Seale, Farnham, GU10 1LA

UPRN:100061379088Detached Bungalow3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Santong, Hogs Back, Seale, Farnham, GU10 1LA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£721,000

£649k - £793kMedium

Estimate

£721k

Range

£649k – £793k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

1.93%

Verdict

Derived from HomePortfolio scores

Santong earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 5Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -94.2% (MEDIUM), sold-comps -201.1%, £/sqft -200.8%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061379088· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.9%· as of 23 Oct 2026
Rental economics0/40
gross yield 1.9%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2250/mo (range 2000-2550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,382/mo, -195% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
222 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,050,000£1,610,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£3,167/mo
Cash on cash: -7.5%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.48 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061379088Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.9%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 2250/mo (range 2000-2550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2000-2550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£721,000

Rent Estimate (pcm)£2,250

Gross Yield1.93%

1y Growth+10.3%

3y Growth-1.6%

5y Growth-1.0%

10y Growth+1.3%

Last Sold Price£650,000 (2025-01-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1GU10 1LA

Approval Rate

100%12mo

Development

low

26/P/01341
Erection of a combined rear extension, comprising a two-storey rear extension projecting 4.5 metres with a pitched roof, alongside a single-storey rear extension with a flat roof (connected at ground floor level), together with associated internal alterations and external material matching
Pending
26/P/01145
Certificate of lawfulness for proposed development to establish whether the erection of an outbuilding and swimming pool would be lawful.
Approved
26/P/01146
Certificate of lawfulness for proposed development to establish whether the erection of an ancillary building would be lawful.
Approved

View Planning Timeline