37 Addison Road, Guildford, GU1 3QQ

UPRN:100061380441Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£610,000

£579k - £640kHigh

Estimate

£610k

Range

£579k – £640k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

5.06%

Verdict

Derived from HomePortfolio scores

37 Addison Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 20Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -14.7% (HIGH), sold-comps -22.4%, £/sqft -22.4%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061380441· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%· as of 22 Oct 2026
Rental economics0.4/40
gross yield 5.1%; range width penalty ×0.89
- valuation_snapshotsrent estimate 2950/mo (range 2750-3200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -915/mo, -31% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
352 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,750-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£320/mo
Cash on cash: -1.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061380441Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 2950/mo (range 2750-3200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2750-3200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£610,000

Rent Estimate (pcm)£2,950

Gross Yield5.06%

1y Growth+10.4%

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price£557,000 (2023-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU1 3QQ

Approval Rate

-12mo

Development

low

26/T/00295
(T1) Silver Birch- Crown lift to achieve vertical clearance of 2.3M above ground level. Charlottesville & Warren Road Conservation area.
Pending
26/T/00287
(T1) Common Lime - Remove basal growth. Re-inspect stem/basal area. Remove epicormic growth up to a height of 3m. Remove dead wood. Reduce crown height by 1m. Reduce crown spread by 1m back to the previous pruning points. Finished height of 9m. (T2) Common Lime - Remove basal growth. Re-inspect stem/basal area. Remove epicormic growth up to a height of 3m. Remove the low lateral epicormic growth on the North East side over the footpath. Remove dead wood. Reduce crown height by 2.5m. Reduce crown spread by 1.5m. Finished height of 15.5m. (T3) Common Lime ? Remove basal growth. Re-inspect stem/basal area. Reduce crown height by 1.5m. Reduce crown spread by 1.5m back to the previous pruning points. The crown is to be reduced at the same time as adjacent trees to prevent the buildup of new environmental stress. Finished height of 13.5m. (T5) Sycamore - Remove basal growth. Remove epicormic growth up to a height of 3m. Crown lift to 4m over the car park. Prune back the elongated and exposed lateral branch on the East side over the neighbouring property by 4m, back to the lateral growth point. (T6) Locust Tree - Crown lift to 4m over the car park. (T7) Sycamore - Remove basal growth. Remove epicormic growth up to a height of 3m. Crown lift to 4m over the car park. Reduce elongated and extended rising limb from 4.5m to the North East over neighbouring property by 1.5m. Reduce the West side of the crown (Emanating from stem with minor decay) by 1m to lessen stress on the decayed section of stem. TPO P1/201/121
Pending
26/P/01384
Advertisement consent for the erection of x1 non illuminated Block letter sign and x2 window signs
Pending

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