Vanners, Cross Lanes, Guildford, GU1 2EF

UPRN:100061386279Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (66)

Data freshness:Listing· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Vanners, Cross Lanes, Guildford, GU1 2EF

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,742,000

£1.57M - £1.92MMedium

Estimate

£1.74M

Range

£1.57M – £1.92M

Rent Estimate (pcm)

£6,650

£6k - £7k

Monthly

£6,650

Yield

3.26%

Verdict

Derived from HomePortfolio scores

Vanners earns an INVESTIGATE rating with HP Score 76/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

70/ 100

High

Crime Score

31/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 26Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,450,000

At the asking price

Monthly rent£6,650/mo

Evidenced range £6,000-£7,350

Interest rate5.4%

Loan to value75%

Cash required: £944,050
Net cash flow: -£3,665/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,742,000

Rent Estimate (pcm)£6,650

Gross Yield3.26%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price£1,050,000 (2012-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2GU1 2EF

Approval Rate

100%12mo

Development

low

26/P/01420
Partial garage conversion, erection of detached garden room and alterations to fenestration
Pending
26/T/00295
(T1) Silver Birch- Crown lift to achieve vertical clearance of 2.3M above ground level. Charlottesville & Warren Road Conservation area.
Pending
26/T/00291
(T1) Carpinus Betulus - Whole crown reduction to 5m above ground level, (T2) Eucalyptus-Whole crown reduction to 5m above ground level, (T3) Tilia Cordata - Whole crown reduction to 5m above ground level, (T4) Liquid Amber - Whole crown reduction to 6m above ground level, (T5) Hazel - Crown thinning by 20% of leaf area, (T6)Laurel - Crown thinning by 20% of leaf area, (T7) Cercis - Whole crown reduction to 6m above ground level. Waterden Conservation area.
Pending

View Planning Timeline