7 Howard Close, West Horsley, Leatherhead, KT24 6LP

UPRN:100061409397Bungalow Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

7 Howard Close, West Horsley, Leatherhead, KT24 6LP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£974,000

£925k - £1.02MHigh

Estimate

£974k

Range

£925k – £1.02M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

4.86%

Verdict

Derived from HomePortfolio scores

7 Howard Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 16Bike 21

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100061409397· as of 9 Oct 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.82
- valuation_snapshotsrent estimate 3950/mo (range 3600-4350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,340/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 257 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
83 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£731,000£1,121,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,350

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: -£556/mo
Cash on cash: -2.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061409397Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3950/mo (range 3600-4350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3600-4350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 257 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£974,000

Rent Estimate (pcm)£3,950

Gross Yield4.86%

1y Growth-

3y Growth-2.5%

5y Growth+0.5%

10y Growth+2.0%

Last Sold Price£499,000 (2011-09-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT24 6LP

Approval Rate

-12mo

Development

low

26/D/00100/2
Discharge of condition 6 (SAP calculations) of planning permission 26/P/00121 approved 29/5/2026.
Approved
26/P/01301
Conversion, extension and alterations to existing annexe to form 1no two storey dwelling with associated works (self / custom build).
Pending
26/T/00260
T1 (Oak): Remove lowest 3-4 small branches to main stem to lift; and also thin crown by 15% to improve appearance and improve light to garden beneath. G1 (3x Oak): Reduce height and spread by 3 metres to improve overall shape of the trees and reduce risk of future branch failure. T2 (Ash): Dismantle to near ground level as it has early stage of Ash dieback, to benefit adjacent Oak tree group's overall health and form (TPO No. 5 of 2020)
Pending

View Planning Timeline