Ashbourne, Surrey Gardens, Effingham Junction, Leatherhead, KT24 5HH

UPRN:100061411005Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Ashbourne, Surrey Gardens, Effingham Junction, Leatherhead, KT24 5HH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,252,000

£1.19M - £1.31MHigh

Estimate

£1.25M

Range

£1.19M – £1.31M

Rent Estimate (pcm)

£5,150

£5k - £6k

Monthly

£5,150

Yield

4.85%

Verdict

Derived from HomePortfolio scores

Ashbourne earns an INVESTIGATE rating with HP Score 67/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 10Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,275,000

At the asking price

Monthly rent£5,150/mo

Evidenced range £4,650-£5,700

Interest rate5.4%

Loan to value75%

Cash required: £455,050
Net cash flow: -£738/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,252,000

Rent Estimate (pcm)£5,150

Gross Yield4.85%

1y Growth+71.1%

3y Growth-2.5%

5y Growth+0.5%

10y Growth+2.0%

Last Sold Price£970,000 (2019-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT24 5HH

Approval Rate

-12mo

Development

low

26/P/01394
Erection of two storey side extension, first floor front dormer and porch to front elevation, and single storey side and rear extension (following demolition of existing garage)
Pending
26/P/01305
Construction of a part two-storey, part single-storey rear extension; two storey front extension and a two-storey side extension, to provide an additional storey following demolition of the detached garage/workshop
Pending
26/T/00253
Lift crown of Oak tree by 3.5m (to eliminate branches contacting house roof). Crown reduction by up to 7.5m ; Crown thinning by up to 5.5m. TPO No. P1/201/293
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-11-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,985

Population Density813 /km²

Owner Occupied92%

Age Distribution

0-15 20%16-64 53%65+ 27%

View Area Profile

Schools Nearby

Glenesk School
0.9 mi
Inspected by ISI
The Raleigh School
1.2 mi
Outstanding
St Matthew's CofE Aided Infant School, Cobham
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Lawrence Primary School
1.7 mi
Good

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Wayside Surrey Gardens
-
£1.10M
-
18 Surrey Gardens
-
£675k
-
March Cottage Surrey Gardens
-
£643k
-
Far End Surrey Gardens
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN