The Oaks, Horsham Road, Mid Holmwood, Dorking, RH5 4ER

UPRN:100061423978Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (52)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

The Oaks, Horsham Road, Mid Holmwood, Dorking, RH5 4ER

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,284,000

£1.22M - £1.35MHigh

Estimate

£1.28M

Range

£1.22M – £1.35M

Rent Estimate (pcm)

£3,850

£3k - £4k

Monthly

£3,850

Yield

3.55%

Verdict

Derived from HomePortfolio scores

The Oaks earns an INVESTIGATE rating with HP Score 67/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 5Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100061423978· as of 13 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.65
- valuation_snapshotsrent estimate 3850/mo (range 3350-4400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,785/mo, -72% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 4 price cut(s), 304 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
103 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£975,000£1,495,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,300,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,350-£4,400

Interest rate5.4%

Loan to value75%

Cash required: £465,050
Net cash flow: -£1,722/mo
Cash on cash: -4.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061423978Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3850/mo (range 3350-4400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3850/mo (range 3350-4400)
Seller motivation could not be scored
context, not scored: 4 price cut(s), 304 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
4 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,284,000

Rent Estimate (pcm)£3,850

Gross Yield3.55%

1y Growth-

3y Growth+0.3%

5y Growth-3.0%

10y Growth+1.6%

Last Sold Price£938,000 (2014-07-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH5 4ER

Approval Rate

-12mo

Development

low

MO/2026/01507
Certificate of Lawfulness for a proposed development in respect of the erection of single storey outbuilding to be used as storage, office & gym.
Pending
MO/2026/01129
Certificate of Lawfulness for a proposed development in respect of the installation of solar panels to the front roof of the property. Inverter and battery installed to the flank wall.
Rejected
MO/2026/01197
Removal of chimney and erection of 3 No. dormer windows to front and 3 No. roof lights to rear to create rooms in roof space.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-07-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density-

Owner Occupied81%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

St John's Church of England Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Unified Academy
1.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Powell Corderoy Primary School
1.7 mi
Inspected as Powell Corderoy Primary School (URN 125151) on 21 Sep 2022
The Priory Church of England School
1.8 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St Nicholas Horsham Road
-
£655k
-
St Nicholas Horsham Road
-
£503k
-
Norfolk House Horsham Road
-
£303k
-
The Oaks Horsham Road
-
£938k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN