12 Park Rise, Leatherhead, KT22 7HZ

UPRN:100061436632Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£944,000

£897k - £991kHigh

Estimate

£944k

Range

£897k – £991k

Rent Estimate (pcm)

£4,100

£4k - £4k

Monthly

£4,100

Yield

4.28%

Verdict

Derived from HomePortfolio scores

12 Park Rise earns an INVESTIGATE rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 22Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -21.8% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061436632· as of 12 Oct 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.86
- valuation_snapshotsrent estimate 4100/mo (range 3750-4450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,968/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
273 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,750-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,043/mo
Cash on cash: -3.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061436632Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 4100/mo (range 3750-4450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4100/mo (range 3750-4450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£944,000

Rent Estimate (pcm)£4,100

Gross Yield4.28%

1y Growth-

3y Growth-1.9%

5y Growth-2.1%

10y Growth+0.8%

Last Sold Price£850,000 (2021-09-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT22 7HZ

Approval Rate

-12mo

Development

low

MO/2026/01591
Submission of details pursuant to condition 5 of planning application MO/2026/00952 for change of use from commercial use (Use Class E) to 1 No. residential dwelling (Use Class C3) and associated external alterations to include through-wall ventilation ducts to front and rear elevations, replacement slate roof to existing conservatory glass roof, replacement conservatory windows, relocation of soil vent pipe, slate vent installed within rear roof slope, replacement of existing lead detailing to window sills with stone sills, installation of boiler flue on rear elevation, partial conversion of the existing garage, erection of bin store to the rear, landscaping of existing rear carpark and retaining wall.
Pending
MO/2026/01595
Submission of details pursuant to condition 15 and 17 of planning application MO/2025/02037 for redevelopment to provide 15 No. residential units; landscaping; associated car parking, refuse and cycle storage.
Pending
MO/2026/01593
Submission of details pursuant to condition 3 and 4 (relating to the rear conservatory only) of planning application MO/2026/00953 for change of use from commercial use (Class E) to residential use (Class C3) and associated external alterations to include through-wall ventilation ducts to front and rear elevations, replacement slate roof to existing conservatory glass roof, replacement conservatory windows, relocation of soil vent pipe, slate vent installed within rear roof slope, replacement of existing lead detailing to window sills with stone sills, installation of boiler flue on rear elevation, partial conversion of the existing garage, erection of bin store to the rear, landscaping of existing rear carpark and retaining wall. Internal alterations to include new boiler fitted including new cabinetry, restoration of internal walls, chimney breast to be opened up in both front and rear room, section of partition sole plate to be removed, new opening between front and rear rooms, service riser formed within rear chimney breast alcove joinery including stud wall lining on both first and second floors, floorboards and hearths to be over-boarded on first and second floors, new fireplace to be installed into the original chimney opening in the front room on both first and second floors, secondary glazing to be added internally to all windows, and temporary removable safety restraint bars fitted across internal window openings.
Pending

View Planning Timeline