16 Ridgelands, Fetcham, Leatherhead, KT22 9DB

UPRN:100061437447Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

16 Ridgelands, Fetcham, Leatherhead, KT22 9DB

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,391,000

£1.32M - £1.46MHigh

Estimate

£1.39M

Range

£1.32M – £1.46M

Rent Estimate (pcm)

£6,000

£5k - £7k

Monthly

£6,000

Yield

5.14%

Verdict

Derived from HomePortfolio scores

16 Ridgelands earns an INVESTIGATE rating with HP Score 75/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

32/ 100

Mixed

Transit & Bike

Transit 6Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH), sold-comps -15.4%, £/sqft -15.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100061437447· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.5%· as of 2 Nov 2026
Rental economics0.9/40
gross yield 5.1%; range width penalty ×0.82
- valuation_snapshotsrent estimate 6000/mo (range 5450-6600)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,626/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 289 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
273 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,050,000£1,610,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£6,000/mo

Evidenced range £5,450-£6,600

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£571/mo
Cash on cash: -1.4%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061437447Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.5%Valuation edge · as of 2 Nov 2026
valuation_snapshotsrent estimate 6000/mo (range 5450-6600)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6000/mo (range 5450-6600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 289 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,391,000

Rent Estimate (pcm)£6,000

Gross Yield5.14%

1y Growth-

3y Growth-1.9%

5y Growth-2.1%

10y Growth+0.8%

Last Sold Price£225,000 (1996-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT22 9DB

Approval Rate

-12mo

Development

low

MO/2026/01709
Demolition of the existing garage and erection of two storey rear and side extensions, new front porch and raising the ridge with roof extension to provide a roof conversion with 2 No. roof lights to both front and rear, Juliet dormer and a new 3.9m deep raised patio to the rear.
Pending
MO/2026/01677
Crown reduction of the Beech tree T1 by 1.5-2m all-round back to previous reduction points in accordance with BS3998. This tree has been reduced every 5 years to keep the crown well shaped and balanced. All dead wood will be removed from the crown and the tree fully inspected for overall health to help maintain a healthy tree for many years to come.
Pending
MO/2026/01616
Details of Internal and External Plant, Travel Plan and Contamination Verification Report submitted pursuant to Conditions 7, 14 and 27 of planning permission ref: MO/2026/01017 dated 24 September 2026. (this application is determined by Surrey County Council under their ref SCCRef-2026-0182 - this record is for consultation only)
Pending

View Planning Timeline

Ownership

Corporate Ownership56.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density-

Owner Occupied95%

Age Distribution

0-15 15%16-64 50%65+ 35%

View Area Profile

Schools Nearby

Oakfield Junior School
0.3 mi
GoodImproving
Fetcham Village Infant School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Eastwick Junior School
0.5 mi
Inspected as Eastwick Junior School (URN 125013) on 7 May 2014
Eastwick Infant School
0.5 mi
Good

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Ridgelands
-
£1.49M
-
18 Ridgelands
-
£1.37M
-
13 Ridgelands
-
£1.34M
-
18 Ridgelands
-
£790k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN