Bridge Cottage, Mogador, Mogador, Lower Kingswood, Tadworth, KT20 7HL

UPRN:100061479415Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Bridge Cottage, Mogador, Mogador, Lower Kingswood, Tadworth, KT20 7HL

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£697,000

£663k - £732kHigh

Estimate

£697k

Range

£663k – £732k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

4.11%

Verdict

Derived from HomePortfolio scores

Bridge Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 21Bike 16

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061479415· as of 12 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.74
- valuation_snapshotsrent estimate 2400/mo (range 2100-2650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,319/mo, -55% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
218 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,100-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£701/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061479415Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2400/mo (range 2100-2650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2100-2650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£697,000

Rent Estimate (pcm)£2,400

Gross Yield4.11%

1y Growth-

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price£475,000 (2015-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0KT20 7HL

Approval Rate

-12mo

Development

low

26/00689/DET03
Submission of external surface material details pursuant to Condition 3 of permission 26/00689/HHOLD. Alterations and two storey side and rear extension to dwelling, removal of render and reinstatement of original brickwork. As amended on 21/09/2026
Approved
26/00801/HHOLD
Proposed erection of a new front dormer with pitch roof and erection of pitch roof over existing front dormer
Conditions
26/00838/CLP
Proposed erection of rear dormer to the rear roof slope
Approved

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density-

Owner Occupied88%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Merrywood House Independent Special School
0.2 mi
Inspected by ISI
Kingswood Primary School
0.8 mi
Inspected as Kingswood Primary School (URN 124937) on 1 Dec 2021
Holmesdale Community Infant School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Micklefield School
1.4 mi
Inspected by ISI

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Coneybury
-
£2.13M
-
Mogador Lodge
-
£820k
-
Coneybury
-
£1.65M
-
Bridge Cottage
-
£475k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN