17 Ferndale Avenue, Chertsey, KT16 9RB

UPRN:100061493232Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£935,000

£888k - £981kHigh

Estimate

£935k

Range

£888k – £981k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

4.42%

Verdict

Derived from HomePortfolio scores

17 Ferndale Avenue earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 12Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£783/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£935,000

Rent Estimate (pcm)£3,500

Gross Yield4.42%

1y Growth-

3y Growth-0.2%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£305,000 (2011-10-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT16 9RB

Approval Rate

-12mo

Development

low

RU.26/1224
Certificate of Proposed Lawful Development for Rear dormer roof extension to form a loft conversion and a ground floor porch
Approved
RU.26/1220
Construction of single-storey Music Block and Exam Hall with enclosed glazed covered area and associated hardstanding works under the Town and Country Planning (General Permitted Development) (England) Order 2015 as amended Schedule 2, Part 7, Class M and Schedule 2, Part 7, Class N.
Approved
RU.26/0929
Erection of a detached two storey dwelling following demolition of outbuilding, including provision of retaining wall along western side boundary. New vehicular access to facilitate access to the highway.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-10-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,203

Population Density-

Owner Occupied77%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

White Lodge Children's Centre
0.2 mi
-
Salesian School, Chertsey
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Meadowcroft Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sir William Perkins's School
0.8 mi
Inspected by ISI

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Ferndale Avenue
-
£880k
-
23 Ferndale Avenue
-
£900k
-
21 Ferndale Avenue
-
£530k
-
19 Ferndale Avenue
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN