40 Surbiton Road, Camberley, GU15 4BN

UPRN:100061557240Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£428,000

£406k - £449kHigh

Estimate

£428k

Range

£406k – £449k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.88%

Verdict

Derived from HomePortfolio scores

40 Surbiton Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 13Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£240/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£428,000

Rent Estimate (pcm)£1,750

Gross Yield4.88%

1y Growth-

3y Growth+1.9%

5y Growth+2.9%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU15 4BN

Approval Rate

-12mo

Development

low

26/1031/FFU
Erection of single storey front, side and rear extensions following demolition of existing garage.
Pending
TWA/26/0271
1x Conifer - Dismantle to ground level - Poor condition T2 oak tree- Crown reduce canopy by 2-3m due to poor shape T3 Sycamore - Reduce back to previous point Laurel at rear of garden - Cut back to fence line.
Pending
TWA/26/0256
T1 - Remove Major deadwood; Remove lowest 3 branches. T2 - Remove Major deadwood; Remove damaged branches; Crown lift to 5m above ground T3 - Remove Major deadwood; Remove damaged branches; Crown lift to 6m above ground T4 - Fell / dismantle; Replant with 2 x 10-12cm specimen trees. T5 - Crown thin by 20% T6 - Remove small secondary stem; Crown thin by 20%; Crown lift to 6m above ground. G1 - Crown lift to 4m above ground Works subject to TPO/11/86
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,793

Population Density2,243 /km²

Owner Occupied43%

Age Distribution

0-15 25%16-64 61%65+ 14%

View Area Profile

Schools Nearby

Pine Ridge Infant School & Nursery
0.2 mi
Inspected as Pine Ridge Infant and Nursery School (URN 125064) on 11 Jan 2012
Collingwood College
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cordwalles Junior School
0.3 mi
Good
Lorraine Infant School & Nursery
0.7 mi
Inspected as Lorraine School (URN 125006) on 12 May 2015

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Surbiton Road
-
£347k
-
30 Surbiton Road
-
£210k
-
24 Surbiton Road
-
£199k
-
32 Surbiton Road
-
£194k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN