Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T04:38:48.064581+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:11:33.935595+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
68
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£1,290,000
£1.03M - £1.55MLow
Estimate
£1.29M
Range
£1.03M – £1.55M
Rent Estimate (pcm)
£5,000
£5k - £6k
Monthly
£5,000
Yield
6.00%
Verdict
Derived from HomePortfolio scores
Elsinore Lodge earns an INVESTIGATE rating with HP Score 68/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Submission of details to comply with Conditions 5 (Tree Protection Plan), 7 (Construction Traffic Management Plan), 12 (Bat Mitigation Strategy), 13 (Badger Mitigation Strategy), 15 (Construction Environment Management Plan), 16 (Biodiversity Gain Plan) of planning permission 26/0354/FFU Part demolition of the Manor House and erection of a three storey extension, landscaping, plant and machinery, associated infrastructure and other works
Pending
26/0968/PMR
Application under Section 73 of the Town and Country Planning Act to vary or remove condition 9 (opening hours) of planning permission 26/0512/FFU (Change of use from Car Sales (Sui Generis) to Class E (a)/(b)/(c)/(g)(i) including external alterations to the building, provision of plant, alterations to the car parking layout, AC units and associated works.)
Pending
TWA/26/0265
T1 - Oak - reduce overall by 2m to leave a finished height of 15m and a finished spread of 9m. The Oak has grown very large for its position in a small garden and is in close proximity of two houses.
Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 22% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [sold-comps +37.9%, £/sqft +37.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.4%· as of 18 Oct 2026
Rental economics6.4/40
gross yield 6.0%; range width penalty ×0.80; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 5000/mo (range 4500-5500)· as of 10 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -674/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 528 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity9.2/15
47 sales/12mo in area; valuation range width 40%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£750,000£1,150,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£1,000,000
At the asking price
£5,000/mo
Evidenced range £4,500-£5,500
5.4%
75%
Cash required
£345,050
Net cash flow
£87/mo
Cash on cash
0.3%
Score at this price
18
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.4%Valuation edge · as of 18 Oct 2026
valuation_snapshotsrent estimate 5000/mo (range 4500-5500)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this