19B Crescent Road, Caterham, CR3 6LE

UPRN:100061570593Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£624,000

£593k - £655kHigh

Estimate

£624k

Range

£593k – £655k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

9.20%

Verdict

Derived from HomePortfolio scores

19B Crescent Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 13Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £580/mo
Cash on cash: 7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£624,000

Rent Estimate (pcm)£2,300

Gross Yield9.20%

1y Growth-

3y Growth-1.2%

5y Growth+0.2%

10y Growth+2.4%

Last Sold Price£431,000 (2016-07-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR3 6LE

Approval Rate

-12mo

Development

low

2026/1331/NC
Change of use of erstwhile commercially designated premises to residential (5 units) (Prior Approval)
Pending
2026/639
Replacement of awnings.
Pending
2026/1324
PROPOSED FIRST FLOOR EXTENSION
Pending

View Planning Timeline