3 Bluehouse Lane, Oxted, RH8 0AA

UPRN:100061583173-Beds -Built 1930-1949

Tenure: -Council Tax: Band EEPC: E (53)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£928,000

£742k - £1.11MLow

Estimate

£928k

Range

£742k – £1.11M

Rent Estimate (pcm)

£2,800

£2k - £3k

Monthly

£2,800

Yield

4.94%

Verdict

Derived from HomePortfolio scores

3 Bluehouse Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

56/ 100

Moderate

Transit & Bike

Transit 22Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.9%; range width penalty ×0.66; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2800/mo (range 2450-3200)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -941/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
143 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£680,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,450-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £229,300
Net cash flow: -£357/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2800/mo (range 2450-3200)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2450-3200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£928,000

Rent Estimate (pcm)£2,800

Gross Yield4.94%

1y Growth-

3y Growth-1.5%

5y Growth+0.2%

10y Growth+1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2RH8 0AA

Approval Rate

100%12mo

Development

low

2026/1408/TPO
T1) Indian Bean - Crown reduced by 2.5m to a residual height of 8m and overall spread of 8m. Deadwood >6cm dia removed. To reduce risk of failure of over extended limbs and maintain suitable size for location.
Pending
2026/1268
Lawful Development Certificate (proposed) Hip-to-gable loft conversion with rear dormer extension. Single-storey rear extension with a depth not exceeding 3m.
Pending
2026/1269
Construction of a hip-to-gable loft conversion with rear dormer, a 3m deep single-storey rear extension, and a double-storey side extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density-

Owner Occupied60%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

St Mary's CofE Primary School
0.2 mi
Good
Oxted School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Limpsfield Grange School
0.8 mi
Outstanding
Hazelwood School
1.0 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Bluehouse Lane
-
£600k
-
5 Bluehouse Lane
-
£600k
-
The Willows, 15 Bluehouse Lane
-
£390k
-
5A Bluehouse Lane
-
£1.04M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN