The Croft, Quarry Road, Oxted, RH8 9HE

UPRN:100061586170Detached House6 bedsBuilt -

FreeholdCouncil Tax: Band HEPC: B (90)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£2,541,000

£2.41M - £2.67MHigh

Estimate

£2.54M

Range

£2.41M – £2.67M

Rent Estimate (pcm)

£7,700

£7k - £9k

Monthly

£7,700

Yield

3.55%

Verdict

Derived from HomePortfolio scores

The Croft earns an INVESTIGATE rating with HP Score 76/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 4Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,600,000

At the asking price

Monthly rent£7,700/mo

Evidenced range £6,800-£8,650

Interest rate5.4%

Loan to value75%

Cash required: £1,007,050
Net cash flow: -£3,444/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,541,000

Rent Estimate (pcm)£7,700

Gross Yield3.55%

1y Growth-

3y Growth-1.5%

5y Growth+0.2%

10y Growth+1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RH8 9HE

Approval Rate

-12mo

Development

low

2026/1253
Land to the rear of 60-64 Station Road East Oxted: constrtuction of a detached bungalow
Pending
2025/685/NMA1
Non Material Amendment to planning permission 2025/685 ( Variation of condition 2 (approved plans ) and 4 (hard and soft landscape works), of planning permission 2023/853 dated 8.05.2024 (Demolition of Existing Properties at 110-118 Station Road East, Oxted. Construction of 12no Class C3 Residential Flats and 6no Class E Units, with Parking to the Rear.) The proposal seeks to alter the appearance of the building including relocate the Air Source Heat Pumps (ASHPs) and the roof level photovoltaic panels (PVPs), re design the internal stairwell and lift shaft to meet Building and Fire Regulations and the internal layout of flat nos. 6 and 12. (revised description to include soft landscaping) (Amended description and plans)) to include the Installation of two KATT2 Modular Fixed Access Ladders to facilitate safe access from the building’s second floor roof areas to its third floor roof area and repositioning the air source heat pumps (ASHPs) for residential Units 8, 9, 10 and 11 to different parts of the building’s roof.
Pending
2026/1285/TPO
Red dot) Eucalyptus - segmented removal of the tree from top to ground level due to significant rot at the base
Pending

View Planning Timeline

Ownership

Corporate Ownership56.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density-

Owner Occupied89%

Age Distribution

0-15 19%16-64 54%65+ 27%

View Area Profile

Schools Nearby

Oxted School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hazelwood School
0.7 mi
Inspected by ISI
Moor House School & College
0.7 mi
Outstanding
Hurst Green Infant School
0.8 mi
Inspected as Hurst Green Infant School (URN 125010) on 9 Nov 2022

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Larch Rising Quarry Road
-
£2.05M
-
Alderwood Quarry Road
-
£1.91M
-
Alderwood Quarry Road
-
£1.46M
-
Nantucket Quarry Road
-
£2.15M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN