Malbec Cottage, Castle Street, Bletchingley, Redhill, RH1 4QA

UPRN:100061587828End Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Malbec Cottage, Castle Street, Bletchingley, Redhill, RH1 4QA

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£790,000

£751k - £830kHigh

Estimate

£790k

Range

£751k – £830k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

4.65%

Verdict

Derived from HomePortfolio scores

Malbec Cottage earns an INVESTIGATE rating with HP Score 64/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

28/ 100

Low

Transit & Bike

Transit 7Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100061587828· as of 10 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.78
- valuation_snapshotsrent estimate 3100/mo (range 2800-3450)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,226/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 128 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
472 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,800-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£554/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061587828Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 3100/mo (range 2800-3450)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3100/mo (range 2800-3450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 128 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£790,000

Rent Estimate (pcm)£3,100

Gross Yield4.65%

1y Growth-

3y Growth+1.0%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH1 4QA

Approval Rate

-12mo

Development

low

2026/1188/TCA
T1) Pine tree - Reduce and shape pine 1-2m, shape all round. T2) Cypress - Trim and reduce top down by 3-4m T3) Japanese maple - Reduce overhang on neighbour's garden T4) Norway maple - Selective pruning on low limbs T5) Tulip tree - Balance low two limbs tulip tree
Pending
2026/1014
Erection of 8 no. houses between 1.5 storeys and 2.5 storeys in height, set around a cul-de-sac arrangement, with associated access, car and cycle parking, landscaping and amenity space, bin storage and boundary treatment
Pending
2026/16/Cond1
Details pursuant to Condition 4 (visibility zones) of planning permission ref: 2026/16 dated 09/06/2026 (To create a cross over (dropped kerb) from the front garden (southern) boundary onto Castle Street.)
Conditions

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density-

Owner Occupied73%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

The Hawthorns School
0.7 mi
Inspected by ISI
Bletchingley Village Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Nutfield Church CofE Primary School
1.1 mi
-
Woodfield School
1.6 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Glenroy Castle Street
-
£950k
-
Glenroy Castle Street
-
£1.07M
-
Willowdene Castle Street
-
£560k
-
Ben-Mohr Castle Street
-
£530k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN