North Lodge, Church Lane, Chelsham, Warlingham, CR6 9PG

UPRN:100061589332Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (42)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

North Lodge, Church Lane, Chelsham, Warlingham, CR6 9PG

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,292,000

£1.16M - £1.42MMedium

Estimate

£1.29M

Range

£1.16M – £1.42M

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

Verdict

Derived from HomePortfolio scores

North Lodge earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

11/ 100

Low

Transit & Bike

Transit 2Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

4 live adverts with different prices, types or bedrooms on one UPRN (£29,995-£44,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£44,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,000-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £14,500
Net cash flow: £2,309/mo
Cash on cash: 191.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 23.91 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,292,000

Rent Estimate (pcm)£3,550

Gross Yield-

1y Growth-

3y Growth+2.2%

5y Growth+0.6%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CR6 9PG

Approval Rate

100%12mo

Development

low

2026/750/TPO
Please refer to photos provided: T1) - Horse Chestnut - To crown reduce mature Horse Chestnut located in the front garden back to previous reduction points (approx. 2.0m). All branches will be pruned to appropriate growth points.
Approved
2026/364
Erection of a single storey garden building within the rear private amenity space, to accommodate a gym. The proposal will have overall dimensions of 7.5m in width, 4m in depth and 2.8m in height.
Approved
2025/1305/TPO
T1 & T2) - Poplars. Crown reduction of up to 50% of current length. T3) - Oak - Crown lift to 5m on client's side of boundary. Overextended lateral limbs on client's side of boundary to be reduced by up to 3m to blend in with crown.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density-

Owner Occupied67%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Warlingham Park School
0.6 mi
Inspected by ISI
Warlingham Village Primary School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Meridian High School
1.4 mi
Good
Fairchildes Primary School
1.5 mi
Outstanding

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Holt Church Lane
-
£1.23M
-
The Holt Church Lane
-
£15k
-
Plots A & B Church Lane
-
£77k
-
Plot G Church Lane
-
£35k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN