15 Frensham Vale, Lower Bourne, Farnham, GU10 3HN

UPRN:100061602808Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

15 Frensham Vale, Lower Bourne, Farnham, GU10 3HN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,345,000

£1.28M - £1.41MHigh

Estimate

£1.34M

Range

£1.28M – £1.41M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

3.78%

Verdict

Derived from HomePortfolio scores

15 Frensham Vale earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 6Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH), sold-comps -53.6%, £/sqft -53.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061602808· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 25%· as of 27 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.71
- valuation_snapshotsrent estimate 4250/mo (range 3700-4750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,702/mo, -64% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 176 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
222 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,012,500£1,552,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,350,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,700-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £485,050
Net cash flow: -£1,614/mo
Cash on cash: -4.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061602808Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 25%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 4250/mo (range 3700-4750)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3700-4750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 176 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,345,000

Rent Estimate (pcm)£4,250

Gross Yield3.78%

1y Growth-

3y Growth-1.6%

5y Growth-1.0%

10y Growth+1.3%

Last Sold Price£665,000 (2010-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2GU10 3HN

Approval Rate

100%12mo

Development

low

WA/2026/01977
Erection of a single storey extension and alterations including raising garage roof.
Pending
WA/2026/01937
Erection of a roof extension and construction of rear dormer window together with alterations to elevations.
Pending
WA/2026/01917
Erection of extensions and alterations to bungalow to form a two storey dwelling including raising of roof ridge height and installation of dormers.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,326

Population Density-

Owner Occupied93%

Age Distribution

0-15 24%16-64 53%65+ 23%

View Area Profile

Schools Nearby

Edgeborough School
0.4 mi
Inspected by ISI
More House School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Ridgeway School
0.9 mi
Inspected as The Ridgeway Community School (URN 125471) on 5 Jun 2013
St Peter's CofE Primary School
1.0 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Frensham Vale
-
£801k
-
14 Frensham Vale
-
£690k
-
8 Frensham Vale
-
£645k
-
9 Frensham Vale
-
£885k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN