Lower Combe, Combe Lane, Chiddingfold, Godalming, GU8 4XL

UPRN:100061614743Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Lower Combe, Combe Lane, Chiddingfold, Godalming, GU8 4XL

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,158,000

£1.04M - £1.27MMedium

Estimate

£1.16M

Range

£1.04M – £1.27M

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

6.74%

Verdict

Derived from HomePortfolio scores

Lower Combe earns an INVESTIGATE rating with HP Score 62/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 35Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,150-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £333/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,158,000

Rent Estimate (pcm)£3,650

Gross Yield6.74%

1y Growth-

3y Growth-2.5%

5y Growth+0.1%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1GU8 4XL

Approval Rate

100%12mo

Development

low

WA/2026/01583
Alterations to attached garage including increase in roof height to provide habitable accommodation; alterations to elevations.
Approved
WA/2026/01097
Erection of extensions including link extension to outbuilding and alterations.
Pending
WA/2026/00953
Certificate of lawfulness under section 192 for installation of a single storey timber clad garden building to be used as gym space.
Approved

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,326

Population Density-

Owner Occupied84%

Age Distribution

0-15 23%16-64 56%65+ 21%

View Area Profile

Schools Nearby

St Mary's Church of England Primary School
1.0 mi
Inspected as St Mary's CofE Aided Primary School (URN 125166) on 6 Dec 2012
King Edward's School Witley
1.5 mi
Inspected by ISI
St Dominic's School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Grayswood Church of England (Aided) Primary School
1.9 mi
Good

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Holly Cottage Combe Lane
-
£925k
-
Latchwood Cottage Combe Lane
-
£900k
-
Combe Cottage Combe Lane
-
£1.11M
-
Holly Cottage Combe Lane
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN