81 The Rowans, Woking, GU22 7ST

UPRN:100061658993Flat/Maisonette0 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£166,000

£149k - £183kMedium

Estimate

£166k

Range

£149k – £183k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.18%

Verdict

Derived from HomePortfolio scores

81 The Rowans earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 32Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £32/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£166,000

Rent Estimate (pcm)£850

Gross Yield6.18%

1y Growth-

3y Growth-0.3%

5y Growth+0.0%

10y Growth+2.0%

Last Sold Price£112,000 (2009-07-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU22 7ST

Approval Rate

-12mo

Development

low

PLAN/2026/0739
Erection of a single storey rear infill extension.
Pending
TREE/2026/8249
T1 - Oak - remove epicormic growth to crown break and undertake climbing inspection of cavity at 6m. T2 - Cypress - Reduce by up to 2m to match Laurel. T3 - Bay - Reduce by upto 2m to match Conifer. T4 - Beech - Pollard to height of boundary fence approx 1m (3ft) (Works subject to TPO 626/0075/1966)
Pending
PLAN/2026/0732
Certificate of Proposed Lawful Development for the erection of a rear dormer window roof extension, the insertion of 7x skylights to the existing roof and the removal of 1x chimney.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.5%
Overseas OwnershipNo
Lease Term Remaining146 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2009-07-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,172

Population Density9,024 /km²

Owner Occupied44%

Age Distribution

0-15 15%16-64 71%65+ 14%

View Area Profile

Schools Nearby

North West Surrey Short Stay School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Goldsworth Primary School
0.5 mi
Good
Compass Community School Hampshire
0.6 mi
Good
The Horsell Village School
0.7 mi
Good

5 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

73 The Rowans
-
£185k
-
79 The Rowans
-
£125k
-
84 The Rowans
-
£230k
-
72 The Rowans
-
£288k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN