38 Waldens Park Road, Woking, GU21 4RW

UPRN:100061660071Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (70)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,062,000

£956k - £1.17MMedium

Estimate

£1.06M

Range

£956k – £1.17M

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

2.83%

Verdict

Derived from HomePortfolio scores

38 Waldens Park Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 32Bike 55

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -59.6% (MEDIUM), sold-comps -7.6%, £/sqft -7.6%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061660071· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 21.2%· as of 31 Oct 2026
Rental economics0/40
gross yield 2.8%; range width penalty ×0.75
- valuation_snapshotsrent estimate 4000/mo (range 3550-4450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,341/mo, -109% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
569 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,271,000£1,949,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,695,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,550-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £626,950
Net cash flow: -£2,951/mo
Cash on cash: -5.6%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061660071Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 21.2%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 4000/mo (range 3550-4450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3550-4450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,062,000

Rent Estimate (pcm)£4,000

Gross Yield2.83%

1y Growth-

3y Growth-1.6%

5y Growth+0.5%

10y Growth+0.9%

Last Sold Price£870,000 (2018-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6GU21 4RW

Approval Rate

100%12mo

Development

low

PLAN/2026/0739
Erection of a single storey rear infill extension.
Pending
PLAN/2026/0733
Erection of a front dormer following the removal of existing rooflights.
Pending
PLAN/2026/0474
Sub division of the plot and construction of a detached three storey dwelling and associated hardstanding to front following the demolition of the existing garage and out-building.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-11-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,172

Population Density4,098 /km²

Owner Occupied86%

Age Distribution

0-15 23%16-64 60%65+ 17%

View Area Profile

Schools Nearby

The Horsell Village School
0.2 mi
Good
Horsell CofE Junior School
0.3 mi
Inspected as Horsell CofE Aided Junior School (URN 125201) on 3 Jun 2025
Sythwood Primary and Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Goldsworth Primary School
0.4 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Waldens Park Road
-
£919k
-
26 Waldens Park Road
-
£1.08M
-
35 Waldens Park Road
-
£1.25M
-
40 Waldens Park Road
-
£850k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN