1 St Marys Gardens, Horsham, RH12 1JP

UPRN:100061821925Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£887,000

£842k - £931kHigh

Estimate

£887k

Range

£842k – £931k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

3.87%

Verdict

Derived from HomePortfolio scores

1 St Marys Gardens earns an INVESTIGATE rating with HP Score 52/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

51/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 13Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,550-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,030/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£887,000

Rent Estimate (pcm)£2,900

Gross Yield3.87%

1y Growth-

3y Growth-0.3%

5y Growth+0.7%

10y Growth+1.4%

Last Sold Price£310,000 (2000-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH12 1JP

Approval Rate

-12mo

Development

low

DISC/26/0370
Application for Approval of Details Reserved by Conditions 3, 4 and 5 to approved application DC/22/2257.
Pending
DC/26/1688
Surgery to 1 x Willow
Pending
CA/26/0133
Surgery to 1x Leylandii (Works to Trees in a Conservation Area).
Pending

View Planning Timeline