2 Myrtle Cottages, St Peters Road, Hayling Island, PO11 0RT

UPRN:100061998337Semi-Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (67)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

2 Myrtle Cottages, St Peters Road, Hayling Island, PO11 0RT

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£721,000

£685k - £757kHigh

Estimate

£721k

Range

£685k – £757k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

4.47%

Verdict

Derived from HomePortfolio scores

2 Myrtle Cottages earns an INVESTIGATE rating with HP Score 57/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 2Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100061998337· as of 9 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2700/mo (range 2450-3000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,204/mo, -45% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 162 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
221 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£578/mo
Cash on cash: -2.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061998337Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-3000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 162 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£721,000

Rent Estimate (pcm)£2,700

Gross Yield4.47%

1y Growth-

3y Growth-1.6%

5y Growth-1.1%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3PO11 0RT

Approval Rate

100%12mo

Development

low

APP/26/00693
Application for Lawful Development Certificate for a proposed Single Storey Rear Extension
Approved
APP/26/00651
1) 5 x Cordylines - To thin out excessive growth by 50% and reduce height to approx 3m in height. 2) 1 x Self seeded Silver Birch - Remove one vertical branch. 3) 1 x Self seeded Wild Cherry - Remove. Trees within the St Peter's Conservation Area.
Pending
APP/26/00352
26x Conifers (has been kept as a hedge) remove. Trees within the St Peter's Conservation Area.
Approved

View Planning Timeline