4 The Firs, Talbot Close, Southampton, SO16 7NF

UPRN:100062038457Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band FEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

4 The Firs, Talbot Close, Southampton, SO16 7NF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£682,000

£648k - £716kHigh

Estimate

£682k

Range

£648k – £716k

Rent Estimate (pcm)

£3,200

£3k - £3k

Monthly

£3,200

Yield

5.49%

Verdict

Derived from HomePortfolio scores

4 The Firs earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 17Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 29 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.6% (HIGH), sold-comps -17.8%, £/sqft -17.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100062038457· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.9%· as of 1 Nov 2026
Rental economics3.5/40
gross yield 5.5%; range width penalty ×0.89
- valuation_snapshotsrent estimate 3200/mo (range 2950-3450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -731/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 29 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 121 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 29 Oct 2026
Risk & liquidity14.6/15
541 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,950-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£147/mo
Cash on cash: -0.7%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100062038457Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.9%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 3200/mo (range 2950-3450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 29 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 29 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3200/mo (range 2950-3450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 121 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£682,000

Rent Estimate (pcm)£3,200

Gross Yield5.49%

1y Growth-

3y Growth+1.9%

5y Growth+2.8%

10y Growth+3.8%

Last Sold Price£535,000 (2021-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SO16 7NF

Approval Rate

-12mo

Development

low

26/00299/TPO
T457 Oak (English) Adjust slack flexible brace between co-dominant stems. T462 Sycamore Remove major dead wood. Sever Ivy at ground level and strip to 2m and remove section. Re-inspect. T472 Oak (English) Remove major dead wood. Gain access to inspect. Cut back branches from building to give clearance of 2m. T473 Oak (English) Gain access to reinspect. Remove major dead wood. T474 Pine (Scots) Remove major dead wood. Sever Ivy at ground level and strip to 2m and remove section. Clear vegetation laurel around tree. Re-inspect. T476 Maple (Norway) Remove major dead wood. Sever Ivy at ground level and strip to 2m and remove section. Clear laurel and Holly around tree. Re-inspect. T477 False Acacia Remove major deadwood. Crown lift to 4m. Clear basal vegetation to enable inspection. T483 Red Chestnut Remove major deadwood. Sever Ivy at ground level and strip to 2m and remove section. Remove epicormic growth to 4m. Clear basal vegetation. Re-inspect. T485 Sweet Chestnut Remove major dead wood. Remove epicormic regrowth to 4m. T489 Oak (English) Crown reduce extended limbs over path by 2-3m. Remove major dead wood. T490 Oak (English) Crown reduce extended limbs to North over path by 2-3m. Remove major dead wood.
Pending
26/00300/TPO
T491 Lime (Common) Remove root crown epicormic growth annually. T494 Oak (English) Remove epicormic growth to 6m. T495 Pear (Chanticleer) Remove epicormic growth. Mulch tree circle. T513 Oak (English) Reduce low extended over path by 2-3m T514 Pine (Corsican) Remove major dead wood. Crown reduce extended limbs over car parking by 2-3m T517 Western Red Cedar Trim back overhanging branch ends overhanging access road as previously undertaken. Remove major deadwood on all stems. Re-Mulch in winter. T518 Tulip Tree Remove major dead wood. Re-Mulch planting circle in winter after ground saturated. Monitor fungal decay at root crown. T519 Bay Laurel Crown reduce to the south by 2-3m and reshape. T522 Cypress (Lawson) Remove major dead wood. Weed tree circle. Mulch in winter. T528 Apple (Sweet Crab) Cut back branches from building to give clearance of 1m. T529 Oak (English) Reduce extended heavy limb to west over car park and bike store by 2-3m. Remove major dead wood. Clear vegetation around root crown. Reinspect. T530 Oak (English) Remove major dead wood. Remove epicormic regrowth and lift to 4m. Cut back branches from building to give clearance of 2m. Treat ivy. T532 Oak (English) Remove major deadwood. De-compact rootzone feed and mulch.
Pending
26/00270/TPO
T29 False Acacia - Re-coppice T30 False Acacia - Remove major dead wood. Prune rubbing stems. Clear vegetation. T37 Oak (Holm) Beechmount Hse 600 Remove major deadwood. Trim cut back overhanging branches over lawn by 2-3m. Clear vegetation and garden debris. Reinspect. T39 Beech - Clear vegetation. Reinspect. Cut back Overhanging branches from building to give clearance of 2m. T41 Sycamore - Fell close to ground level (approx 50mm). T42 Sycamore - Remove Major Deadwood. Sever Ivy at ground level and strip to 2m and remove section. Clear basal vegetation. Re-inspect. T43 Sycamore - Fell close to ground level (approx 50mm). TG1 Mixed species group: Holly, Laurel, Sycamore - Cut back trim branches from building gardens and car park to give clearance of 2-3m. Fell dead stems and thin coppice or cut back Laurel to enable standard tree inspection. W1 Mixed species wood; Oak, Beech Sycamore with Laurel, Holly, Cypress - Fell dead / dying Ash / Sycamore trees. Remove major dead wood over site and gardens. Fell stems with high H:D ratio where leaning and overhanging accessible areas. Fell dead stems where liable to fail into gardens.
Pending

View Planning Timeline