Pear Tree Cottage, The Street, Hamstreet, Ashford, TN26 2JH

UPRN:100062048447Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Pear Tree Cottage, The Street, Hamstreet, Ashford, TN26 2JH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£681,000

£613k - £749kMedium

Estimate

£681k

Range

£613k – £749k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.24%

Verdict

Derived from HomePortfolio scores

Pear Tree Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

28/ 100

Low

Transit & Bike

Transit 8Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£697/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£681,000

Rent Estimate (pcm)£2,650

Gross Yield4.24%

1y Growth-

3y Growth+0.7%

5y Growth+1.0%

10y Growth+2.1%

Last Sold Price£365,000 (2008-10-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN26 2JH

Approval Rate

-12mo

Development

low

OTH/2026/1669
Details submitted pursuant to conditions 3 (Submission of materials), 4 (Watching brief), 5 (Construction & Transport Management Plan), 6 (Landscaping), 7 (Bat survey), 13 (Biodiversity), 15 (Boundary treatment) & 16 (Sustainable drainage) of planning permission PA/2023/0687
Pending
PA/2026/0981
2no. semi-detached dwellings following demolition of existing commercial unit
Pending
OTH/2026/0005
Non-material amendment to planning permission 21/02071/AS for "Erection of detached incidental outbuilding; replacement raised patio and new fencing." to allow the installation of a HETAS-approved wood-burning stove and associated external flue to the approved incidental outbuilding and fenestration to the front elevation.
Conditions

View Planning Timeline

Ownership

Corporate Ownership83.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-10-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,991

Population Density106 /km²

Owner Occupied75%

Age Distribution

0-15 19%16-64 57%65+ 24%

View Area Profile

Schools Nearby

Hamstreet Primary Academy
0.3 mi
GoodConcerns
Furley Park Primary Academy
3.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kingsnorth Church of England Primary School
3.7 mi
Good
Woodchurch Church of England Primary School
3.8 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Tomcot The Street
-
£450k
-
The Quinces The Street
-
£310k
-
The Quinces The Street
-
£331k
-
2 Sunnydale Cottages
-
£277k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN