Black Horse Cottage, Round Street, Sole Street, Cobham, Gravesend, DA13 9AY

UPRN:100062065224Bungalow Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (49)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Black Horse Cottage, Round Street, Sole Street, Cobham, Gravesend, DA13 9AY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£593,000

£474k - £711kLow

Estimate

£593k

Range

£474k – £711k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

11.38%

Verdict

Derived from HomePortfolio scores

Black Horse Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 2Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £623/mo
Cash on cash: 12.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£593,000

Rent Estimate (pcm)£1,850

Gross Yield11.38%

1y Growth+45.4%

3y Growth+0.7%

5y Growth+1.0%

10y Growth+1.6%

Last Sold Price£60,000 (2001-05-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4DA13 9AY

Approval Rate

50%12mo

Development

low

20261011
Replacement of the flat roof over the front extension with a pitched and flat roof.
Pending
20260960
Application for Listed Building Consent; Removal and reinstatement of approximately 36m2 of existing lath and plaster ceiling following significant water damage. Works comprise careful removal of the affected ceiling area, inspection of the exposed structure, retention of sound existing fabric where possible, and reinstatement of the ceiling to match the existing form and appearance.
Pending
20260851
Application for the approval of condition 4 (Surface Water Drainage), condition 5 (External Finishes and Materials of the day room), condition 7 (Ecological Enhancements), condition 8 (Soft Landscaping), condition 10 (Lighting Scheme) and condition 11 (Hard Landscaping) attached to planning reference number 20260180.
Pending

View Planning Timeline