Lime Tree Cottage, Packhorse Road, Sevenoaks, TN13 2QP

UPRN:100062075722Detached HouseBeds -Built 2026

FreeholdCouncil Tax: Band HEPC: C (76)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Lime Tree Cottage, Packhorse Road, Sevenoaks, TN13 2QP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,229,000

£1.11M - £1.35MMedium

Estimate

£1.23M

Range

£1.11M – £1.35M

Rent Estimate (pcm)

£4,550

£4k - £5k

Monthly

£4,550

Yield

1.84%

Verdict

Derived from HomePortfolio scores

Lime Tree Cottage earns an INVESTIGATE rating with HP Score 70/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 16Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,975,000

At the asking price

Monthly rent£4,550/mo

Evidenced range £4,050-£5,050

Interest rate5.4%

Loan to value75%

Cash required: £1,164,550
Net cash flow: -£6,891/mo
Cash on cash: -7.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.45 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,229,000

Rent Estimate (pcm)£4,550

Gross Yield1.84%

1y Growth+3.8%

3y Growth+1.4%

5y Growth+2.8%

10y Growth+2.8%

Last Sold Price£1,200,000 (2024-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TN13 2QP

Approval Rate

0%12mo

Development

low

26/02914/WTCA
Removal of a Pine and and Ash Tree.
Pending
26/02717/WTCA
Various works to trees.
Pending
26/02620/HOUSE
Single storey front and rear extensions, removal of chimney and roof alterations. alteration to fenestration. Alteration to patio area.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density3,108 /km²

Owner Occupied82%

Age Distribution

0-15 24%16-64 54%65+ 22%

View Area Profile

Schools Nearby

Amherst School
0.4 mi
Good
Chevening, St Botolph's Church of England Voluntary Aided Primary School
0.6 mi
Good
Riverhead Infants' School
0.6 mi
Good
Dunton Green Primary School
1.1 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Linden Cottage Packhorse Road
-
£1.38M
-
Lime Tree Cottage Packhorse Road
-
£1.20M
-
Packhorse Cottage Packhorse Road
-
£1.60M
-
Packhorse Cottage Packhorse Road
-
£1.40M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN