1 Fairfield Mansions, Fifth Avenue, Margate, CT9 2JL

UPRN:100062095299Purpose Built Flat3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Map view of 1 Fairfield Mansions, Fifth Avenue, Margate, CT9 2JL

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£489,000

£440k - £538kMedium

Estimate

£489k

Range

£440k – £538k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

7.87%

Verdict

Derived from HomePortfolio scores

1 Fairfield Mansions earns an INVESTIGATE rating with HP Score 78/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 14Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +8.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100062095299· as of 9 Oct 2026
Rental economics22.1/40
gross yield 7.9%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2950/mo (range 2750-3100)· as of 9 Oct 2026· verify before relying on this
Stress margin3.1/30
stressed cash flow +92/mo, +3% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
495 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £337,500

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,750-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £524/mo
Cash on cash: 4.2%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100062095299Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2950/mo (range 2750-3100)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2750-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £337,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£489,000

Rent Estimate (pcm)£2,950

Gross Yield7.87%

1y Growth-

3y Growth-1.8%

5y Growth+0.4%

10y Growth+4.3%

Last Sold Price£190,000 (2007-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT9 2JL

Approval Rate

-12mo

Development

low

FH/TH/26/0432
Erection of a single storey rear extension. (retrospective)
Awaiting decision
A/TH/26/0732
Erection and display of 1no. non illuminated projecting sign and 1no. non illuminated fascia sign
Pending
F/TH/26/0729
Change of use of part of ground floor from residential (Use Class C3) to commercial (Use Class E) to extend the current retail space, with alterations to the shop front
Pending

View Planning Timeline

Ownership

Corporate Ownership64.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-02-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density-

Owner Occupied75%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

Cliftonville Primary School
0.5 mi
GoodConcerns
Parkview Academy
0.5 mi
Requires improvement
Palm Bay Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Anthony's School
0.8 mi
-

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fairfield Mansions Fifth Avenue
-
£340k
-
Fairfield Mansions Fifth Avenue
-
£238k
-
Fairfield Mansions Fifth Avenue
-
£240k
-
Fairfield Mansions Fifth Avenue
-
£238k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN