Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-11-09T04:00:05.188743+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:34:46.666557+00:00)●Ownership· freshOwnership: fresh, refreshed yesterday (2026-11-10T14:58:40.468375+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
71
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£276,000
£262k - £290kHigh
Estimate
£276k
Range
£262k – £290k
Rent Estimate (pcm)
£1,350
£1k - £1k
Monthly
£1,350
Yield
7.36%
Verdict
Derived from HomePortfolio scores
Flat 18 earns an INVESTIGATE rating with HP Score 71/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Certificate of lawfulness (proposed) for the erection of a rear extension
Pending
26/00979
Variation of condition 2 (approved plans) of planning permission 25/00936 for "Variation of condition 2 (approved plans) of planning permission 23/01377 for "Erection of single storey clubhouse with canopy linking to existing changing rooms (existing clubhouse to be replaced) and alterations to materials of existing changing rooms roof"" to reduce the length of the clubhouse, additional window to clubhouse and reduction in size of clubhouse sliding doors
Pending
26/00842
Insert 1no external wood burner flue terminal to front roof slope
Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 20% above the ask. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +20.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 100062286151· as of 13 Oct 2026
Rental economics17.1/40
gross yield 7.4%; range width penalty ×0.90; the estimate this rent rides on sits 20% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1350/mo (range 1250-1450)· as of 13 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -207/mo, -15% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
listing_factsservice charge / ground rent from the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
431 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£165,000£253,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£220,000
At the asking price
£1,350/mo
Evidenced range £1,250-£1,450
5.4%
75%
Cash required
£69,200
Net cash flow
£192/mo
Cash on cash
3.3%
Score at this price
32
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100062286151Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1350/mo (range 1250-1450)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1250-1450)
Rental economics needs verification before you rely on it
sale estimate 20% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026