7 Viaduct Terrace, Horton Road, South Darenth, Dartford, DA4 9AZ

UPRN:100062317176Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

7 Viaduct Terrace, Horton Road, South Darenth, Dartford, DA4 9AZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£380,000

£361k - £399kHigh

Estimate

£380k

Range

£361k – £399k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

3.77%

Verdict

Derived from HomePortfolio scores

7 Viaduct Terrace earns an INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 17Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +7.9% (HIGH), sold-comps +3.3%, £/sqft +3.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100062317176· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.1%· as of 31 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.75
- valuation_snapshotsrent estimate 1100/mo (range 1000-1250)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -798/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 74 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
113 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£420/mo
Cash on cash: -4.4%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100062317176Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.1%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1100/mo (range 1000-1250)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1000-1250)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 74 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£380,000

Rent Estimate (pcm)£1,100

Gross Yield3.77%

1y Growth-

3y Growth+0.4%

5y Growth+2.2%

10y Growth+3.6%

Last Sold Price£290,000 (2018-02-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DA4 9AZ

Approval Rate

-12mo

Development

low

26/01238/LDC
Application for a Lawful Development Certificate (existing) for erection of a building and its use for light industrial and storage
Pending
26/01231/PMA
Application under Schedule 2, Part 3, Class MA of the Town and Country Planning (General Permitted Development) (England) Order 2015 (as amended) as to whether prior approval is required to convert the internal layout of the ground floor level of the existing two-storey building to create a new 1 bedroom dwelling
Pending
26/02683/LDCPR
Removal of existing porch and rear extension. Proposed front porch and single-story rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2018-02-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density-

Owner Occupied77%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Horton Kirby Church of England Primary School
0.4 mi
GoodConcerns
Sutton-At-Hone Church of England Primary School
0.8 mi
Inspected as Sutton-at-Hone CofE Primary School (URN 118850) on 17 Jan 2013
Greenlands Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Parkwood Hall Academy Trust
2.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Viaduct Terrace
-
£480k
-
5 Viaduct Terrace
-
£6k
-
3 Viaduct Terrace
-
£7k
-
2 Viaduct Terrace
-
£287k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN