6 Cobham Terrace, Bean Road, Greenhithe, DA9 9HZ

UPRN:100062318582Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

6 Cobham Terrace, Bean Road, Greenhithe, DA9 9HZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£515,000

£463k - £566kMedium

Estimate

£515k

Range

£463k – £566k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

19.29%

Verdict

Derived from HomePortfolio scores

6 Cobham Terrace earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 23Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £1,085/mo
Cash on cash: 29.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£515,000

Rent Estimate (pcm)£2,250

Gross Yield19.29%

1y Growth-36.6%

3y Growth+2.1%

5y Growth+3.4%

10y Growth+2.6%

Last Sold Price£250,000 (2008-10-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0DA9 9HZ

Approval Rate

-12mo

Development

low

26/01302/NONMAT
Non-material amendment following grant of planning permission DA/26/00264/FUL for omission of basement extension, extension of rear terrace, reduction of rear terrace depth, introduction of a rooflight, reduction of right hand rear extension element, reduction of central rear extension element, omission of basement windows and doors, omission of basement access stairs
Pending
26/01274/CDNA
Submission of details relating to tree replacement pursuant to condition 4 of planning permission DA/26/010145/TPO to fell 1 no. Cypress Fir Tree (T1) in rear garden subject to Tree Preservation Order 4 1988
Pending
26/01262/FUL
Conversion of rear of existing garage space to habitable room, new vertical roller security shutter to garage and amendments to rear elevation, fenestration changes.
Pending

View Planning Timeline

Ownership

Corporate Ownership40.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-10-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,210

Population Density2,848 /km²

Owner Occupied50%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Knockhall Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stone St Mary's CofE Primary School
0.9 mi
Inspected as Stone St Mary's CofE Primary School (URN 118596) on 7 May 2014
Alkerden Church of England Academy
0.9 mi
-
The Craylands School
0.9 mi
-

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Cobham Terrace
-
£175k
-
12G Cobham Terrace
-
£157k
-
9B Cobham Terrace
-
£160k
-
9A Cobham Terrace
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN