Flat 4, 34 Stoke Road, Guildford, GU1 4HR

UPRN:100062320738Converted Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 4, 34 Stoke Road, Guildford, GU1 4HR

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£229,000

£217k - £240kHigh

Estimate

£229k

Range

£217k – £240k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 77/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

76/ 100

High

Crime Score

49/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 41Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £17/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£229,000

Rent Estimate (pcm)£1,000

Gross Yield6.00%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price£120,000 (2002-07-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0GU1 4HR

Approval Rate

-12mo

Development

low

26/D/00142/2
Please see Cover Letter
Pending
26/T/00300
T1 (Western red cedar (Thuja Plicata)) - Reduce the crown on the drive and pavement sides by approx. 1.5m, pruning back to suitable growth points and retaining live foliage on every branch cut, from a radial spread of approx. 5m to approx. 4m on those sides. Remove the large limb over the carport, approx. 200mm diameter and arising at approx. 4m above ground level, back to its point of origin at the main stem. Crown lift over the drive and pavement from approx. 1.5m to 3m clearance above ground level, removing lower branches up to approx. 75mm diameter. Reduce the height by up to 1m if necessary to maintain shape after pruning. Finished dimensions: height approx. 16m (unchanged), radial spread approx. 3.5m on the drive and pavement sides and approx. 5m on all other sides, crown clearance 3m over the drive and pavement. (TPO P1/201/55 & Waterden Road Conservation Area)
Pending
26/P/01435
Installation of a combined defibrillator and bleed kit cabinet to an external wall of Nationwide Building Society Branch.
Pending

View Planning Timeline