Beechwood, Waterhouse Lane, Kingswood, Tadworth, KT20 6HT

UPRN:100062367606Detached House5 bedsBuilt 1900-1929

Tenure: -Council Tax: Band GEPC: E (53)

Data freshness:Planning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Beechwood, Waterhouse Lane, Kingswood, Tadworth, KT20 6HT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,863,000

£1.68M - £2.05MMedium

Estimate

£1.86M

Range

£1.68M – £2.05M

Rent Estimate (pcm)

£6,500

£6k - £7k

Monthly

£6,500

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Beechwood earns an INVESTIGATE rating with HP Score 72/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 3Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.7% (MEDIUM), sold-comps -48.9%, £/sqft -48.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100062367606· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.2%· as of 8 Nov 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.75
- valuation_snapshotsrent estimate 6500/mo (range 5750-7200)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,579/mo, -55% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 288 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
218 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,462,500£1,998,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,950,000

At the asking price

Monthly rent£6,500/mo

Evidenced range £5,750-£7,200

Interest rate5.4%

Loan to value75%

Cash required: £734,050
Net cash flow: -£2,081/mo
Cash on cash: -3.4%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100062367606Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.2%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 6500/mo (range 5750-7200)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6500/mo (range 5750-7200)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 288 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,863,000

Rent Estimate (pcm)£6,500

Gross Yield4.00%

1y Growth-

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT20 6HT

Approval Rate

100%12mo

Development

low

26/01815/TPO
Fell one Lawson Cypress. The tree is located within close proximity to the clients property being on contact with the southern elevation and extending over the roof ridgeline and the tree is showing signs of decay.
Pending
26/01796/TPO
Beech tree- Reduce up to 2m laterally all around the crown including over the road. Crown lift up to 5m. Reduce long branched rowing over the road balance as required. The works are necessary to enhance the appearance of the tree, to balance the crown and to avoid high sided vehicles damaging the tree.
Pending
26/01737/CAN
(T1) Oak - Heavily overhangs neighbouring property Inveralmond, The Glade. Reduce west side of crown by up to 3.5m to suitable growth so that final radial spread is 4.5m and final height is 18m, to mitigate wind stress and manage size and health of tree. (T2) Oak - Heavily overhangs neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 3.5m to suitable growth so that final radial spread is 4.5m and final height is 18m, to mitigate wind stress and manage size and health of tree. (T3) Beech - Overhangs neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2m to suitable growth so that final radial spread is 5m and final height is 18m, to manage size and health of tree. (T4) Oak - Heavily overhangs and encroaching on neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2.5m to suitable growth so that final radial spread is 7m and final height is 18m, to manage size and health of tree. (T5) Oak - Heavily overhangs and encroaching on neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2.5m to suitable growth so that final radial spread is 7.5m and final height is 20m, to manage size and health of tree.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density-

Owner Occupied90%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

The Surrey Teaching Centre
0.7 mi
OutstandingConcerns
The Children's Trust School
0.7 mi
OutstandingImproving
Tadworth Primary School
0.8 mi
Inspected as Tadworth Primary School (URN 125296) on 20 Mar 2024
Aberdour Preparatory School
1.1 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Dene Cottage Waterhouse Lane
-
£930k
-
Ruthlands Waterhouse Lane
-
£1.65M
-
Birken Trees Waterhouse Lane
-
£1.65M
-
Rutlands Waterhouse Lane
-
£2.30M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN