4 Lavenda Close, Hempstead, Gillingham, ME7 3TB

UPRN:100062394864Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

4 Lavenda Close, Hempstead, Gillingham, ME7 3TB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£723,000

£687k - £759kHigh

Estimate

£723k

Range

£687k – £759k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

6.58%

Verdict

Derived from HomePortfolio scores

4 Lavenda Close earns an INVESTIGATE rating with HP Score 67/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 15Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,450-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £283/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£723,000

Rent Estimate (pcm)£3,700

Gross Yield6.58%

1y Growth-

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.2%

Last Sold Price£325,000 (2003-08-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2ME7 3TB

Approval Rate

-12mo

Development

low

MC/26/2063
Application for a Non Material Amendment on planning permission MC/26/0390 -to move dormer and increased in width.
Pending
MC/26/2043
Construction of an Infill extension to side/rear
Pending
MC/26/2013
Construction of a single storey rear extension together with two storey front/side extension.
Pending

View Planning Timeline