Priory Cottage, 8 Ferry Lane, North Kyme, Lincoln, LN4 4DQ

UPRN:10006506115Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (25)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Priory Cottage, 8 Ferry Lane, North Kyme, Lincoln, LN4 4DQ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£305,000

£274k - £335kMedium

Estimate

£305k

Range

£274k – £335k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

14.50%

Verdict

Derived from HomePortfolio scores

Priory Cottage earns an INVESTIGATE rating with HP Score 50/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 61% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £599/mo
Cash on cash: 19.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£305,000

Rent Estimate (pcm)£1,450

Gross Yield14.50%

1y Growth-

3y Growth+0.6%

5y Growth+1.5%

10y Growth+3.6%

Last Sold Price£195,000 (2016-05-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LN4 4DQ

Approval Rate

-12mo

Development

low

26/0530/PNAGR
Erection of open sided steel framed barn
Approved
24/1416/FUL
Formation of new access to land adjacent to Willow Farm (part retrospective)
Approved
24/1479/PNMAT
Application for a non-material amendment (changes to appearance and reduction in scale) re planning permission 22/1622/HOUS - Erection of rear and side extensions and erection of annexe to replace existing outbuilding (Amended Scheme).
Approved

View Planning Timeline