2 Mill Cottages, Heath Road, Scopwick, Lincoln, LN4 3JB

UPRN:10006507130Semi-Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Mill Cottages, Heath Road, Scopwick, Lincoln, LN4 3JB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£272,000

£245k - £299kMedium

Estimate

£272k

Range

£245k – £299k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

3.66%

Verdict

Derived from HomePortfolio scores

2 Mill Cottages earns an INVESTIGATE rating with HP Score 59/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 34Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£410,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £134,800
Net cash flow: -£518/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£272,000

Rent Estimate (pcm)£1,250

Gross Yield3.66%

1y Growth-

3y Growth+0.6%

5y Growth+1.5%

10y Growth+3.6%

Last Sold Price£58,000 (2000-05-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LN4 3JB

Approval Rate

-12mo

Development

low

26/1278/PNMAT
Application for a non-material amendment (minor design changes to plots 1 and 2, including changes to windows, porch and chimney, relocation of solar panels, removal of stone banding, stone plinth and parapets, and introduction of additional openings) following grant of planning permission 25/0766/VARCON - Application to vary condition 2 (materials), 3 (boundary treatment), 5 (bird and bat boxes), 6 (landscaping) 7 (arboricultural method statement) and 12 (approved plans) re planning permission 22/1447/FUL (Demolition of the existing agricultural barn and erection of 2 no. dwellings). Proposed change in design, materials and layout
Pending
26/0771/PNMAT
Application for a non-material amendment (convert attached garage on plot 15 to an annexe) following grant of planning permission 25/1151/RESM - Application for the approval of reserved matters for the erection of 15 dwellings pursuant to planning application 23/1283/FUL - Hybrid planning application for public open space and outline residential development
Approved
26/0674/TCA
T1 Ash - Pollard and maintain at current height. T2 Holly - Fell and leave stump. T3 Hawthorn - Fell and remove.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-05-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,585

Population Density60 /km²

Owner Occupied44%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Digby the Tedder Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Metheringham Primary School
2.2 mi
Good
Digby Church of England School
2.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Dunston St Peter's Church of England Primary School
3.3 mi
Good

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mill Cottages Heath Road
-
£194k
-
Mill Cottages Heath Road
-
£148k
-
Mill Cottages Heath Road
-
£58k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN