Cushag, 21 Chapel Lane, North Scarle, Lincoln, LN6 9EX

UPRN:10006513467Detached BungalowBeds -Built 1967-1975

FreeholdCouncil Tax: Band BEPC: D (59)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Cushag, 21 Chapel Lane, North Scarle, Lincoln, LN6 9EX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£336,000

£268k - £403kLow

Estimate

£336k

Range

£268k – £403k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

8.31%

Verdict

Derived from HomePortfolio scores

Cushag earns an INVESTIGATE rating with HP Score 60/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 10Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £276/mo
Cash on cash: 5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£336,000

Rent Estimate (pcm)£1,350

Gross Yield8.31%

1y Growth-9.5%

3y Growth+0.5%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price£120,000 (2009-07-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN6 9EX

Approval Rate

-12mo

Development

low

26/1321/HOUS
Proposed two storey rear extension
Pending
26/0986/PNREN
Installation of Solar PV Panels
Approved
26/0947/HOUS
Conversion of existing open sided triple carport to secure double garage
Approved

View Planning Timeline

Ownership

Corporate Ownership64.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-07-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,585

Population Density-

Owner Occupied81%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

North Scarle Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Eagle Community Primary School
1.8 mi
Requires improvementConcerns
Kisimul School
2.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Swinderby All Saints Church of England Primary School
2.8 mi
GoodConcerns

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Holly Tree House, 33 Chapel Lane
-
£450k
-
29 Chapel Lane
-
£415k
-
4 Chapel Lane
-
£335k
-
Inglewood, 33A Chapel Lane
-
£448k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN