4 Daisy Bank, Hebden Bridge, HX7 8PU

UPRN:10006743945Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£697,000

£662k - £731kHigh

Estimate

£697k

Range

£662k – £731k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.03%

Verdict

Derived from HomePortfolio scores

4 Daisy Bank earns an INVESTIGATE rating with HP Score 79/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

73/ 100

High

Crime Score

11/ 100

Low

Walkability

58/ 100

Moderate

Transit & Bike

Transit 33Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£736/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£697,000

Rent Estimate (pcm)£2,350

Gross Yield4.03%

1y Growth-

3y Growth+4.3%

5y Growth+1.7%

10y Growth+3.9%

Last Sold Price£480,000 (2018-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX7 8PU

Approval Rate

-12mo

Development

low

26/90038/ELC
Carry out a programme of essential improvement works to a section of our existing 11kV overhead electricity network. The scheme involves rebuilding sections of the existing overhead line and replacing poles that have reached the end of their serviceable life and undertake some interpoling works
Pending
26/22036/TCA
Prune two trees to up to six metres high (Tree Conservation Area)
Approved
26/00603/HSE
Construction of fence, railings and steps, removal of oil tank and installation of air-to-air heat pumps and solar panels
Pending

View Planning Timeline

Ownership

Corporate Ownership63.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-08-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density273 /km²

Owner Occupied72%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Old Town Primary School
0.5 mi
Inspected as Old Town Primary School (URN 107524) on 7 Nov 2023
Stubbings Infant School
0.6 mi
Good
Riverside Junior School
0.8 mi
-
Central Street Infant and Nursery School
0.8 mi
Good

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Daisy Bank
-
£480k
-
3 Daisy Bank
-
£449k
-
8 Daisy Bank
-
£365k
-
The Beeches, 2 Daisy Bank
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN