369 Rayne Road, Braintree, CM7 2QQ

UPRN:10006907013Detached Bungalow4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£491,000

£467k - £516kHigh

Estimate

£491k

Range

£467k – £516k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

5.69%

Verdict

Derived from HomePortfolio scores

369 Rayne Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 7Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,100-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£45/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£491,000

Rent Estimate (pcm)£2,300

Gross Yield5.69%

1y Growth-

3y Growth-0.3%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£91,500 (1995-09-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM7 2QQ

Approval Rate

-12mo

Development

low

23/02722/OUT
Outline application with all matters reserved except access, for the erection of 74 affordable residential dwellings.
Pending
23/02536/FUL
Replacement of existing sash windows with double glazed timber windows.
Pending
23/02505/HH
Single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-09-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density-

Owner Occupied78%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

St Michael's Church of England Voluntary Aided Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Tabor Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Notley Green Primary School
0.9 mi
Inspected as Notley Green Primary School (URN 132020) on 25 Feb 2010
The Edith Borthwick School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

353 Rayne Road
-
£323k
-
365 Rayne Road
-
£288k
-
349 Rayne Road
-
£285k
-
347 Rayne Road
-
£255k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN