8 St Nicholas Gardens, Braintree, CM7 5LE

UPRN:10006907105Mid Terrace BungalowBeds -Built 1950-1966

Tenure: -Council Tax: Band BEPC: C (77)

Data freshness:Listing· freshPlanning· 3y agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

8 St Nicholas Gardens, Braintree, CM7 5LE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£256,000

£230k - £282kMedium

Estimate

£256k

Range

£230k – £282k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

1.04%

Verdict

Derived from HomePortfolio scores

8 St Nicholas Gardens earns an INVESTIGATE rating with HP Score 65/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

35/ 100

Mixed

Transit & Bike

Transit 9Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£4,163/mo
Cash on cash: -9.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.26 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£256,000

Rent Estimate (pcm)£1,300

Gross Yield1.04%

1y Growth-

3y Growth-0.3%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM7 5LE

Approval Rate

-12mo

Development

low

23/02881/TPO
Notice of intent to carry out works to tree protected by Tree Preservation Order 24/11 T1- Walnut tree- Carry out a 3 metre crown reduction and uplift
Pending
23/02848/HH
First floor rear extension
Pending
23/02748/LBC
Conservation repairs and works to existing external walls, roofs, windows and basement, including adding vents.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density239 /km²

Owner Occupied69%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Bocking Primary School
0.1 mi
Good
The Edith Borthwick School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
John Bunyan Primary School and Nursery
1.4 mi
Good
Great Bradfords Junior School
1.5 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN