Rosebank, Petches Bridge, Finchingfield, Braintree, CM7 4AS

UPRN:10006914013Detached Bungalow4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPlanning· 3y agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rosebank, Petches Bridge, Finchingfield, Braintree, CM7 4AS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£609,000

£548k - £670kMedium

Estimate

£609k

Range

£548k – £670k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.22%

Verdict

Derived from HomePortfolio scores

Rosebank earns an INVESTIGATE rating with HP Score 59/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 29Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 2 bedrooms but the valuation snapshot describes 4 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £117/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£609,000

Rent Estimate (pcm)£2,850

Gross Yield6.22%

1y Growth+0.7%

3y Growth-0.3%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£600,000 (2024-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM7 4AS

Approval Rate

-12mo

Development

low

CC/BTE/12/24/4/1
Details pursuant to condition 3 (section detail) and condition 4 (materials schedule) of planning permission ref: CC/BTE/12/24 (Insertion of new doors to allow removal and replacement of existing oil tank).
Approved
CC/BTE/12/24/3/1
Details pursuant to condition 3 (section detail) and condition 4 (materials schedule) of planning permission ref: CC/BTE/12/24 (Insertion of new doors to allow removal and replacement of existing oil tank).
Approved
23/02487/TPOCON
Notice of intent to carry out works to trees in a Conservation Area: Removal of Common Hawthorn.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2024-09-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

24 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density43 /km²

Owner Occupied68%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Wethersfield CofE VC Primary School
0.6 mi
Good
Finchingfield St John the Baptist CofE Primary Academy
1.1 mi
Inspected as Finchingfield Church of England Voluntary Controlled Primary School (URN 115107) on 18 Oct 2017
Great Bardfield Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Shalford Primary School
2.7 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rosebank Petches Bridge
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN