4 Congregation House, Parsonage Street, Halstead, CO9 2JW

UPRN:10006923472Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 3y agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

4 Congregation House, Parsonage Street, Halstead, CO9 2JW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£344,000

£327k - £361kHigh

Estimate

£344k

Range

£327k – £361k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

4.50%

Verdict

Derived from HomePortfolio scores

4 Congregation House earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

77/ 100

High

Transit & Bike

Transit 14Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£312/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£344,000

Rent Estimate (pcm)£1,500

Gross Yield4.50%

1y Growth-3.0%

3y Growth-0.3%

5y Growth+1.6%

10y Growth+3.2%

Last Sold Price£395,000 (2024-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CO9 2JW

Approval Rate

-12mo

Development

CC/BTE/62/25
Installation of new air source heat pump and replacement windows and doors
Approved
23/02766/HH
Proposed garage
Pending
23/02736/DAC
Application for approval of details as reserved by conditions 3 & 4 of approved application 23/00570/FUL
Approved

View Planning Timeline

Ownership

Corporate Ownership74.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-11-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density2,966 /km²

Owner Occupied53%

Age Distribution

0-15 17%16-64 63%65+ 20%

View Area Profile

Schools Nearby

Richard de Clare Community Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Holy Trinity Church of England Voluntary Controlled Primary School, Halstead
0.4 mi
Good
The Ramsey Academy, Halstead
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Andrew's Church of England Primary School, Halstead
0.5 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Congregation House Parsonage Street
-
£395k
-
Congregation House Parsonage Street
-
£292k
-
Congregation House Parsonage Street
-
£267k
-
Congregation House Parsonage Street
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN