20 Victoria Road, Market Drayton, TF9 3DW

UPRN:100070018586Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 Victoria Road, Market Drayton, TF9 3DW

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£188,000

£179k - £197kHigh

Estimate

£188k

Range

£179k – £197k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

4.47%

Verdict

Derived from HomePortfolio scores

20 Victoria Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 45Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: -£172/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£188,000

Rent Estimate (pcm)£800

Gross Yield4.47%

1y Growth-2.9%

3y Growth+4.0%

5y Growth+2.2%

10y Growth+4.3%

Last Sold Price£120,000 (2017-05-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TF9 3DW

Approval Rate

-12mo

Development

low

26/03864/LBC
Repair and rectification work to window and stone
Pending
26/03812/FUL
Single storey flat roof rear extension,
Pending
26/03637/FUL
Demolition of detached two storey outbuilding in a Conservation Area
Pending

View Planning Timeline