Spicers House, 101 Corve Street, Ludlow, SY8 1EB

UPRN:100070066372Terrace Property4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Spicers House, 101 Corve Street, Ludlow, SY8 1EB

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£612,000

£490k - £734kLow

Estimate

£612k

Range

£490k – £734k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

3.42%

Verdict

Derived from HomePortfolio scores

Spicers House earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 3Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£1,255/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.84 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£612,000

Rent Estimate (pcm)£2,550

Gross Yield3.42%

1y Growth-

3y Growth-1.4%

5y Growth+0.4%

10y Growth+2.7%

Last Sold Price£426,000 (2014-08-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SY8 1EB

Approval Rate

-12mo

Development

low

26/04161/AMP
Alter roof from a flat roof with glazed lantern to pitched roof with flat section above for planning application 26/02616/FUL
Pending
26/04072/TCA
Reduce by 50 percent 2no. Damson trees (T1&T2) within Ludlow (Gravel Hill) Conservation Area
Pending
26/04071/TCA
Reduce to approx. 12ft (as per photo) 1no. Yew (T1) and reduce by 30% 1no. Holly (T2) within Ludlow Conservation Area
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-08-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,603

Population Density-

Owner Occupied70%

Age Distribution

0-15 6%16-64 39%65+ 55%

View Area Profile

Schools Nearby

Ludlow Church of England School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Laurence CofE Primary School
0.6 mi
Good
Ludlow Primary School
0.8 mi
Good
Overton School
2.2 mi
Inspected by ISI

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

90 Corve Street
-
£190k
-
95 Corve Street
-
£222k
-
96 Corve Street
-
£145k
-
96 Corve Street
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN