31 Cockspur Street, Birchmoor, Tamworth, B78 1AJ

UPRN:100070126316Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: E (54)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

31 Cockspur Street, Birchmoor, Tamworth, B78 1AJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£194,000

£184k - £204kHigh

Estimate

£194k

Range

£184k – £204k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

6.49%

Verdict

Derived from HomePortfolio scores

31 Cockspur Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 3Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £68/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£194,000

Rent Estimate (pcm)£1,000

Gross Yield6.49%

1y Growth-

3y Growth+1.4%

5y Growth+0.8%

10y Growth+4.6%

Last Sold Price£119,950 (2005-08-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B78 1AJ

Approval Rate

-12mo

Development

low

2026/0804/OUT
Outline application with all matters reserved save for access for the redevelopment of public house and HMO site to 9No. Dwellings (including 1No. Flat) and a Class E unit with reconfigured access off Hermitage Lane and 19No. parking spaces
Pending
2026/0739/OUT
Outline application with all matters reserved save for access for 100% affordable residential development comprising 28No. Dwellings, new adoptable vehicular access road, Sustainable Drainage Systems (SuDS), and associated works
Pending
2026/0659/FUL
Two storey front and rear extensions and single storey rear extension to existing coach house. Juliet balcony to rear, PV panels to roof, EV charger to side with Air Source Heat Pump, internal reconfigurations, external alterations and 3 Metre high fencing
Pending

View Planning Timeline

Ownership

Corporate Ownership75.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2005-08-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,067

Population Density-

Owner Occupied71%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Birchwood Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Polesworth School
0.5 mi
Good
Dordon Primary School
0.8 mi
Good
Three Peaks Primary Academy
0.9 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Cockspur Street
-
£195k
-
27 Cockspur Street
-
£178k
-
41 Cockspur Street
-
£112k
-
23 Cockspur Street
-
£182k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN