Bwlch Cottage, Trefonen, Oswestry, SY10 9EB

UPRN:10007014775Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (42)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Bwlch Cottage, Trefonen, Oswestry, SY10 9EB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£695,000

£660k - £730kHigh

Estimate

£695k

Range

£660k – £730k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

4.37%

Verdict

Derived from HomePortfolio scores

Bwlch Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 34Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£597/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£695,000

Rent Estimate (pcm)£2,550

Gross Yield4.37%

1y Growth-

3y Growth-2.7%

5y Growth-0.3%

10y Growth+3.3%

Last Sold Price£185,000 (2003-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1SY10 9EB

Approval Rate

-12mo

Development

low

26/03989/DIS
Discharge of Biodiversity Gain Plan relating to Planning Permission 25/00702/FUL
Pending
26/03733/VAR
Variation of Condition No. 3 attached to permission 16/05432/FUL dated 01 February 2017
Pending
24/00783/DIS
Discharge of condition 4 (Bat and Bird Boxes) and condition 5 (Lighting) for a building for storage of machinery/tractors, sawmill, workshop relating to 24/00073/AGR.
Conditions

View Planning Timeline