Flat 2, The Old School House, Bank Street, Bishops Waltham, Southampton, SO32 1NS

UPRN:10007030508Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, The Old School House, Bank Street, Bishops Waltham, Southampton, SO32 1NS

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£248,000

£236k - £260kHigh

Estimate

£248k

Range

£236k – £260k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

5.22%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 21Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£84/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£1,000

Gross Yield5.22%

1y Growth-

3y Growth+0.5%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£172,000 (2014-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SO32 1NS

Approval Rate

-12mo

Development

low

26/01890/LIS
Replace four upvc windows and one rear door with timber double glazed windows Understairs WC and cupboard to be reinstated installation of new floor tiles (Quorn Stone), Replacement WC
Pending
26/01878/LDC
Erection of a single storey rear/side extension, together with associated works.
Approved
26/01839/TPC
submitted as 26/01796/TPO T1 Yew, Recent branch failure due to adjacent Cherry failure. Remove windblown branch, retaining a stub of approximately 300mm to prevent pathogens entering main stem . T2 Cherry East if T1 Northern boundary. Large southern limb failure. Retention is not viable. Fell. T3 Cherry , now with unbalanced crown, given the loss if T2. Crown reduce by up to 2m from branch tips or nearest suitable live pruning points. T4 Willow Southern boundary Mature with multiple included unions. Crown now extends over the wall, lending itself to prevailing Winds. Failure is likely from the unions. Crown reduce by up to 3m from branch tips, creating a framework for future growth. T5 Pine Northern boundary within paddock. Dead, Fell
Approved

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2014-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,352

Population Density526 /km²

Owner Occupied65%

Age Distribution

0-15 15%16-64 52%65+ 33%

View Area Profile

Schools Nearby

Bishop's Waltham Junior School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bishops Waltham Infant School
0.2 mi
Outstanding
Swanmore College
1.4 mi
Good
Swanmore Church of England Aided Primary School
1.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Old School House Bank Street
-
£290k
-
Old School House Bank Street
-
£189k
-
Old School House Bank Street
-
£195k
-
Old School House Bank Street
-
£218k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN