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97 Chipperfield Road, Birmingham, B36 8BY

UPRN:100070323868Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: D (65)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:40:02.044648+00:00)Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
97 Chipperfield Road, Birmingham, B36 8BY

HP Score

Strong
Verdict
2 days ago
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Mixed signals - investigate
  • AVOID
    High risk factors
Confidence
Medium
Sale Estimate
£239,000
£227k - £250kHigh
Estimate
£239k
Range
£227k – £250k
Rent Estimate (pcm)
£1,350
£1k - £1kMedium
Monthly
£1,350
Yield
3.32%

AI Verdict

Derived from HomePortfolio scores

AI summary

97 Chipperfield Road earns a INVESTIGATE rating with HP Score 67/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
67/ 100
Moderate
Investment Score
53/ 100
Moderate
Crime Score
30/ 100
Moderate
Walkability
63/ 100
Moderate
Transit & Bike
Moderate
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£230,000

At the asking price

£1,350/mo

Evidenced range £1,300-£1,450

5.4%
75%
Cash required
£72,400
Net cash flow
£158/mo
Cash on cash
2.6%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£239,000
Rent Estimate (pcm)£1,350
Gross Yield3.32%
1y Growth+7.0%
3y Growth+3.2%
5y Growth+2.6%
10y Growth+4.6%
Last Sold Price£49,500 (1996-11-04)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence1
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseModerate
View Full Risk Report

Planning Activity

Recent Apps
1B36 8BY
Approval Rate
100%12mo
Development
low
  • 2026/04607/PA
    Erection of 6 metre deep single storey rear extension. Maximum height 3 metres, eaves height 2.8 metres
    Approved
View Planning Timeline

Ownership

  • Corporate Ownership68.5%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change1996-11-04
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
7 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£33,374
Population Density7,270 /km²
Owner Occupied38%
Age Distribution
0-15 30%16-64 60%65+ 10%
View Area Profile

Schools Nearby

  • Firs Primary School
    0.1 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • St Wilfrid's Catholic Junior and Infant School
    0.2 mi
    Good
  • Tame Valley Academy
    0.4 mi
    Good
  • Heathlands Primary Academy
    0.5 mi
    Good

2 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • 67 Chipperfield Road
    -
    £200k
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  • 75 Chipperfield Road
    -
    £218k
    -
  • 63 Chipperfield Road
    -
    £220k
    -
  • 111 Chipperfield Road
    -
    £200k
    -