197 Field Lane, Birmingham, B32 4HL

UPRN:100070365751End Terrace HouseBeds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: F (25)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£185,000

£167k - £204kMedium

Estimate

£185k

Range

£167k – £204k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.64%

Verdict

Derived from HomePortfolio scores

197 Field Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

64/ 100

Moderate

Transit & Bike

Transit 74Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £170/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£185,000

Rent Estimate (pcm)£1,050

Gross Yield7.64%

1y Growth-

3y Growth+2.3%

5y Growth+4.0%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B32 4HL

Approval Rate

-12mo

Development

low

2026/04925/PA
Erection of single and two storey rear extension
Rejected
2026/04461/PA
Application for Lawful Development Certificate for proposed single storey extension to commercial premises to be used for ancillary purposes to the industrial Use
Pending
2026/04212/PA
Application for lawful development certificate for proposed change of use from C3 dwelling house to C3 supported living for upto 6 adults.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density5,197 /km²

Owner Occupied38%

Age Distribution

0-15 25%16-64 57%65+ 18%

View Area Profile

Schools Nearby

Woodgate Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kitwell Primary School
0.4 mi
Good
St Peter's Catholic Primary School
0.5 mi
Report card2025
Ofsted no longer awards a single overall grade.
Bartley Green School
0.5 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

219 Field Lane
-
£185k
-
179 Field Lane
-
£185k
-
201 Field Lane
-
£215k
-
171 Field Lane
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN