46 First Avenue, Selly Park, Birmingham, B29 7NS

UPRN:100070366996Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

46 First Avenue, Selly Park, Birmingham, B29 7NS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£397,000

£377k - £416kHigh

Estimate

£397k

Range

£377k – £416k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

7.32%

Verdict

Derived from HomePortfolio scores

46 First Avenue earns an INVESTIGATE rating with HP Score 64/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

35/ 100

Moderate

Walkability

41/ 100

Mixed

Transit & Bike

Transit 33Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100070366996· as of 9 Nov 2026
Rental economics17.6/40
gross yield 7.3%; range width penalty ×0.94
- valuation_snapshotsrent estimate 2350/mo (range 2200-2500)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -27/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
233 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£289,000£442,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: £328/mo
Cash on cash: 3.1%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100070366996Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2350/mo (range 2200-2500)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2200-2500)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£2,350

Gross Yield7.32%

1y Growth-

3y Growth-0.9%

5y Growth+2.4%

10y Growth+3.8%

Last Sold Price£77,500 (1996-11-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B29 7NS

Approval Rate

-12mo

Development

low

2026/06283/PA
Application for a prior notification for the installation of 25m high telecommunications mast with associated antennas, transmission dishes, equipment cabinets and ancillary development works
Pending
2026/06253/PA
Proposed single storey ground floor front extension to enlarge existing kitchen.
Pending
2026/05809/PA
Application to determine the details of conditions number 3 (Bat Survey), 4 (Additional Ecological Survey), 5 (Construction Ecological Management Plan), 6 (Scheme for Ecological Enhancement Measures), 7 (Arboricultural Method Statement), 8 (No-Dig Specification) and 20 (Landscape and Ecological Management Plan) attached to planning permission 2026/00645/PA
Approved

View Planning Timeline